Finance & Leasing at Ruge's CDJ

Welcome to Ruge's CDJ Finance and Leasing Department! We are here and ready to provide financing options for your new or pre-owned car. From advice on whether to buy or lease, to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget. We can also assist in answering any questions you have regarding extended warranties, and providing information on products to protect your investment. 
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Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

If you are currently in an auto loan, we can help facilitate paying off that loan or lease and making a smooth transition into your new vehicle. If you have questions regarding financing, leasing or extended warranties, give Shawn a call! 

Should You Lease Your New Ruge's C/D/J Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle every few years and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it when the lease is over.

Flexible Purchasing Options

Ruge's CDJ can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Be sure to check out our Shop From Home tool if you're interested in exploring different lease or finance terms on a specific vehicle. You can also use our Kelly Blue Book Trade In Advisor to get an idea of what your trade is worth prior to visiting our store in Rhinebeck, NY. Below, is our secure credit application which you call fill out if you're looking to secure a vehicle loan or lease.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Get Great Car Loan & Lease Options at Ruge's Chrysler Dodge Jeep & RAM Auto Finance Center Near Kingston

Here at Ruge's CDJ, we are ready to assist you in getting a customized car loan or lease for your new or used car from our dealership. We want to work with you to secure a program that fits your individual needs so that you can drive away in your new ride feeling confident and happy.  We are committed to providing a great car-buying experience from beginning to end and that includes the car financing process!

Once you have selected a new Chrysler, Dodge, Ram or Jeep, or a used car that fits your style and needs, the friendly and professional staff at Ruge's Chrysler Dodge Jeep Ram will be happy to assist you with creating a car loan or lease program.  Visit us at 6882 Route 9 in Rhinebeck, NY to speak to one of our specialists, or get the process started right now by filling out our online finance application below. We'll get you a vehicle you want, at a great price, and smoothly guide you through the auto financing process.

  1. Ruge's C/D/J

    6882 Route 9
    Rhinebeck, NY 12572-2130

    • Please Call: 8458761057
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Get in Touch

  • Contact our Sales Department at: 8458761057
  • Monday08:30AM - 07:00PM
  • Tuesday08:30AM - 07:00PM
  • Wednesday08:30AM - 07:00PM
  • Thursday08:30AM - 07:00PM
  • Friday08:30AM - 06:00PM
  • Saturday08:30AM - 05:00PM
  • SundayClosed